Get Funded
  • Construction Funding Specialists

Turn Your Signed Contracts Into Working Capital

Bridge the gap between project start and client payment fund materials, labor, and equipment quickly.

Get My Project Funded
See How It Works
  • No obligation to apply. Funds may be available in as little as 24 hours.

24hrs

Funding Speed

$5M+

Projects Funded

98%

Approval Rate
Project Dashboard Active

$185,000

Funds Deployed 72%
✓

Material Purchase

Funded Apr 12

$65K
✓

Labor — Week 1–3

Funded Apr 28

$48K
✓

Equipment & Finishing

Pending May 15

━━ The Reality

Construction Projects Face Unique Funding Challenges

Payment Timing

Long Client Payment Cycles

Money sits tied up in draw approvals, inspections, and client sign-offs — often 30–90 days after the work is complete.
Upfront Costs

Materials & Labor Paid on Day One

Suppliers and subcontractors need payment before your client pays you. The entire cost burden hits your business on day one.

Seasonality

Revenue Gaps Kill Bank Loan Eligibility

Winter slowdowns and project gaps make it impossible to show the consistent monthly revenue banks require for approval.
Access to Capital

Past Credit Issues Block Traditional Lending

Disputed jobs, thin credit files, or irregular income history lock contractors out of conventional bank financing entirely.

━━ Qualification

See If Your Business Qualifies

Most contractors are surprised by how straightforward our requirements are. We look at your project pipeline — not just your credit history.

Business Type

General contractors, specialty trades, homebuilders, commercial contractors, and subcontractors all welcome.

Revenue Structure

Project deposits, draw schedules, progress billing, and milestone payments all count as qualifying revenue.

Funding Purpose

Materials, labor payroll, equipment rental, subcontractors, and project overhead all covered by funding.
Check My Eligibility
† Subject to review of business financials, project documentation, and other factors. Applying does not guarantee funding. Not a commitment to lend.

━━ The Solution

How GIP Funding Supports Contractors

We built our products specifically for project-based, milestone-driven cash flow realities. No rigid bank criteria — just funding that works the way construction actually works.

01 / BRIDGE

Bridge the Project Payment Gap

Access working capital between project start and client payment. Keep your crew on the job without waiting months.

02 / FUND

Fund Materials & Subs Immediately

Pay suppliers and subcontractors on day one. Lock in pricing, protect relationships, and start on schedule.

03 / FLEX

Flexible Seasonal Repayment

Repayment adjusts with your actual revenue. Slower months mean reduced payments — your off-season won’t break your business.

━━ Real Scenarios

Real Construction Funding Scenarios

Representative scenarios showing the types of projects and contractors GIP Funding supports. Individual outcomes vary.
Labor Bridge
FUNDED
$42,000
TIME TO FUND
18 Hours

Covering Payroll While Awaiting Client Draw

A mid-size GC needed 3 weeks of crew payroll bridged before a scheduled client draw payment arrived. Zero project disruption.

$42K

Funded

18hrs

To Fund

0

Delays

Material Advance
FUNDED
$127,500
TIME TO FUND
24 Hours

Locking In Material Pricing Before Groundbreaking

A commercial contractor purchased steel framing before the project start date to lock in pricing before a supplier cost increase.

$127K

Funded

$11K

Saved

On Time

Start Date

Seasonal Bridge
FUNDED
$28,000
TIME TO FUND
12 Hours

Retaining Key Crew Through a Winter Revenue Gap

A residential contractor used seasonal bridge funding to retain their core team and service equipment during a winter slowdown.

$28K

Funded

4

Crew Kept

Full

Spring Launch

━━ Contractor Stories

Contractors Trust GIP Funding

Marcus R.

General Contractor — Texas

“Three banks turned me down before GIP. They looked at my contracts, not my credit score. Funds hit my account the next morning and I’ve been a client ever since.”
$95K Funded

Sandra L.

Residential Builder — Colorado

“Seasonal gaps were hurting us every winter. Now we bridge them with GIP Funding and we’ve kept our core crew intact for two straight years. Real game changer.”
$38K Funded

James T.

Commercial Contractor — Ohio

“The application took 8 minutes. The advisor actually knew what draw schedules are and built our repayment around them. No bank has ever even tried to do that.”
$95K Funded

━━ Common Questions

Construction Funding FAQs

How quickly can I get funded for a project?
You can often get funded within 24 hours after approval, depending on your application details and required documentation. This helps contractors move quickly when they need cash for materials, labor, equipment, or other project-related expenses.
Submitting an initial application does not typically affect your business credit. GIP Funding starts by reviewing your basic business and revenue details to help identify funding options that may fit your construction business.
Yes, funds can be used to cover upfront project costs such as labor, materials, subcontractor payments, equipment rentals, permits, supplies, or other expenses needed before client payments are received.
No, there is no obligation to accept an offer. Once your funding options are reviewed, you can choose the option that works best for your project or decide not to move forward.
Repayment options can be reviewed based on your business cash flow, project schedule, and revenue cycle. This can help construction businesses manage slower seasons, delayed payments, or changing project timelines.
Past credit issues do not automatically disqualify you. Approval may depend on several factors, including current revenue, time in business, cash flow, and overall project funding needs.
  • Start Your Application Today

You Deliver Projects.
We Deliver Funding.

Get the materials, labor, and working capital you need now — payment wait times are no longer a problem for your construction business.

Get My Project Funded
  • No obligation to apply
  • Funds as fast as 24 hours
  • Soft credit check only
  • Flexible repayment terms